Cash, financing, or rent-to-own — we have a payment path for every budget. No credit check required for RTO.
Whether you pay cash, finance, or rent-to-own — we have a plan that works for your budget. All RTO programs require no credit check. Financing options are available through our trusted lending partners.
Local financing available through 1st Franklin Finance for qualifying purchases. A great option for customers who prefer working with a familiar regional lender. Credit acceptance required.
Higher-limit local financing through Southland Finance for larger purchases. Ideal for customers needing more than $15,000 in financing for sheds, garages, or other structures. Credit acceptance required.
Competitive fixed-rate financing for all steel buildings through our partnership with Eagle Carports and Upgrade Finance. Rates as low as 7.99% APR with terms up to 10 years — no early payoff penalty.
Rent-to-own your playset or swing set through Crockett Rentals with no credit check required. 1st payment is due at the time of order.
Rent-to-own any shed on our lot through BCS Rentals with no credit check. Choose from 36 or 60 month terms. First payment is due at time of order on most sheds. Some units may require a deposit — see pricing info or ask a sales associate.
Rent-to-own your steel carport, garage, barn, or other structure through Ez Pay Rentals — no credit check required. Terms up to 60 months with no prepayment penalty.
Don't let budget stand between you and the structure your property needs. Our financing program offers competitive fixed rates with flexible terms — so you can get your building installed now and spread the cost over time.
Financing Disclosure: All financing is subject to credit approval. The rate of 7.99% APR represents the best available rate and is based on creditworthiness — actual rate may be higher depending on your credit profile. Monthly payment estimates shown are for illustrative purposes only and do not constitute a loan offer or guarantee of financing. Terms, rates, and availability are subject to change without notice. Not all applicants will qualify. Other terms and conditions may apply. Athens Barn Center is not a lender; financing is arranged through third-party lenders. Contact us for complete details.